Our Team

STRATEGIC ALLIANCES

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Michael Binger, CFA®

President of Gradient Investments, LLC

Michael Binger, CFA®, serves as the President of Gradient Investments, LLC. Binger brings over 31 years of investment management experience to Gradient Investments and its affiliated advisors and clients. He has extensive experience working directly with financial advisors designing and actively managing portfolios. Binger has successfully invested in numerous market and economic cycles giving him a level and depth of experience that is rare in this industry.

Binger started his investment career in Minneapolis, Minnesota with Lutheran Brotherhood in 1987 and gained experience managing assets in a variety of asset classes including convertible bonds, small cap equities, and large cap equities. When Lutheran Brotherhood and Aid Association for Lutherans merged in 2001 to become Thrivent Financial, Binger was selected to work as one of the senior portfolio managers on the Large Cap Growth team and Large Cap Alpha Team managing over $3 billion in assets. As a senior portfolio manager, he developed and oversaw the tactical investment strategies utilized within mutual funds, variable annuities, pension funds and insurance company products. These investment processes included proprietary portfolio construction strategies, security selection metrics and volatility control parameters.

Binger graduated from the University of Minnesota earning a Bachelor of Science in Business Administration-Finance. He graduated with honors and was the University of Minnesota’s ‘Wall Street Journal Award Winner.’ Binger is a CFA® and a member of The Chartered Financial Analyst Institute and the Twin Cities Society of Security Analysts.

Binger’s media highlights include numerous appearances, providing market insight on CNBC, Bloomberg TV and Fox Business. He has also been quoted in The Wall Street Journal, Barron’s, Smart Money, Reuters, Business Week and numerous other local, national, and global investment publications.

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Mariann Montagne, CFA®

Portfolio Manager at Gradient Investments, LLC

Mariann Montagne, Chartered Financial Analyst®, serves as portfolio manager for Gradient Investments. She has over 20 years of experience working with both institutional and high net worth clients, and has amassed a strong breadth of investment experience during her tenure. This includes company and industry sector analysis, risk monitoring and portfolio management in both the equity and fixed income markets. She is highly attuned to economic and market conditions, and has extensive experience selecting individual stocks, exchange-traded funds (ETFs) and mutual funds.

Prior to joining Gradient Investments, she was the senior investment analyst and co-portfolio manager for a Minneapolis-based RIA with over $500 million in assets under management. Montagne was involved in security selection, portfolio management, client presentations and setting strategic direction for the investment department. Her coverage included individual securities, ETFs and mutual funds in the equity, fixed income and alternative asset classes. Prior to that, she was a senior investment analyst at Thrivent Asset Management examining industry sectors and selecting individual equities. Montagne also spent several years at Munder Capital Management where she acted as assistant director of research while covering growth and value equities.

Montagne served on the Global Board of the Consumer Analyst Group of New York (CAGNY) for seven years, including posts as president and conference chair.

She is a member of both the CFA Society of Minnesota and CFA Institute. Montagne is an alumnus of the University of Detroit, where she graduated cum laude with a finance major and an English minor.

Montagne’s media highlights include quotes in Barron’s, The Wall Street Journal, Fortune, NPR, The Washington Post and the Chicago Tribune. She has also appeared on Bloomberg TV and Fox Business News.

*Third Party Money Management is offered through our Strategic Alliances with Gradient Investments, LLC

This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC.  A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.